Welcome to Credit Guide
Best Credit Cards Article
. For a permanent link or to bookmark this article for further reading, click here.
The Many Things of a Credit Union
Many times when people want to open up a savings account or checking account, most people are only thinking about taking their money to a bank or financial institution other than a credit union. However, in the past years, credit unions have out done themselves and had shown people that they are trust worthy just like banks are!
When it comes to comparing a bank with a credit union, there are not that many differences between them. In fact, many people do not even know there are differences between them!
However, one of the main differences between a bank and credit union is the type of backing they have, such as with the insurance companies. Another really noticeable difference about a credit union is that a credit union usually has higher interest rates on savings account and lower interest rates on loans whereas a bank is opposite.
Another noticeable difference is that a credit union is a financial institution that is owned and controlled by the members within. Also, as for the board of the credit union, the members elect them (without taking in consideration how much money the person has).
When opening an account at a credit union, it is then that you will see all the many things that you can do with your money! In fact, many people are very surprised that a credit union is quite comparable to a bank, as for banking purposes.
Some of the many important, everyday services that most credit unions offer are checking accounts (single, joint or business), savings accounts, home mortgages, vehicle loans, credit cards, share certificates and many also offer online banking.
Some of the optional services that a credit union has to offer are coin cashing in, money orders, and check cashing and money clubs (such as Christmas clubs, IRA's and funeral savings).
Many people consider using a credit union over a bank or other type of financial institution because they consider it to be more personable than a bank. In fact, many people say that would bank at a credit union simply because of the fact that it is owned by its members; therefore, they believe it is a happier environment.
No matter what you do with you money, where you choose to take, one of the biggest choices you will have to make is whether you go to a credit union or a regular bank. However, you should not make that choice until you have searched all your options and you know everything you have to know about credit unions, and what they have to offer versus a bank.
Best Credit Cards Specific links
Best Credit Cards News
RATEGRAM'S BEST CREDIT CARD DEALS, For immediate release - Chicago Tribune
 The Balance Transfers Blog (blog) | RATEGRAM'S BEST CREDIT CARD DEALS, For immediate release Chicago Tribune These are nationally available credit cards offering the lowest interest rates on purchases as of May 23. If you typically pay off the entire balance monthly, look for a zero-annual fee card that allows the most interest-free or grace days. The Best Credit Card Deals For Sign-Up Bonuses 5 Best Cards For Newly Minted Alumni Best Travel Reward & Airline Credit Card Offers of May 2012 |
The Top 5 Flexible Travel Rewards Credit Cards - TIME
 TIME | The Top 5 Flexible Travel Rewards Credit Cards TIME By Martha C. White | May 24, 2012 | + Memorial Day is right around the corner, and summer vacations are top of mind. How are you going to pay for your trip? Credit card issuers are constantly piling on perks to attract new customers, and those with ... 5 best cards for newly minted alumni Can Freezing a Credit Card Hurt Your Score? Store credit: Not always a bad idea |
RATEGRAM'S BEST CREDIT CARD DEALS, For immediate release - Chicago Tribune
 kjrh.com | RATEGRAM'S BEST CREDIT CARD DEALS, For immediate release Chicago Tribune These are nationally available credit cards offering the lowest interest rates on purchases as of May. 16. If you typically pay off the entire balance monthly, look for a zero-annual fee card that allows the most interest-free or grace days. Website Ranks the Best Credit Cards for New Graduates The Best Cash Back Credit Cards, May 2012 Student Credit Card Receives Top 5-Star Rating from TopConsumerReviews.com |
Protect credit scores when canceling a credit card - CreditCards.com
 CreditCards.com | Protect credit scores when canceling a credit card CreditCards.com By Sally Herigstad I want to cancel one of my credit cards but before you immediately shoot down my proposal, please hear me out. I understand that my decreased debt-to-credit ratio will affect my FICO score if I cancel the card, so I increased my ... |
The 5 best credit cards for newly minted entrepreneurs - Chicago Tribune
 Chicago Tribune | The 5 best credit cards for newly minted entrepreneurs Chicago Tribune Your profit margins look good, your growth model is sound and now the only thing left to do is to get a brand new business credit card to show everyone that you're legitimate. Well, hold your horses there, boss, because picking out a credit card for ... Best Credit Cards With No Foreign Transaction Fee Best -- and most rewarding -- store credit cards Best Grocery Credit Cards for 2012 |